Buying a home can arguably be one of the most important decisions that a person will make in their life. It can also be one of the most frustrating experiences as well, filled with the ups and downs of negotiating with sellers, understanding market conditions, and balancing your home and work life. After reaching your closing day, the last thing a new homeowner would want to deal with is the realization that they over-paid or overlooked a costly repair item. Keberland Homes has created a system to simplify the process of home buying.
1. Identify The Home You Like
2. Agree on the Purchase Price and Terms
3. Understand EXACTLY what you are buying
4. Close On Your New Home
No Hidden Cost. | Low Down Payment.
So, you may be asking yourself, “Do I qualify?”, or “How much are the down payments?”.
Our qualification process is unlike traditional lenders due to the fact that we offer seller financing on our homes. This gives individuals who may not qualify for a conventional loan the opportunity of home ownership. The criteria for approval does include your past tax returns or previous pay stubs and your credit rating, but approval is not solely based on your current credit rating.
Down payments for our homes are generally anywhere from 3-3.5% of the purchase price. This will be paid along with any additional fees at closing. We are transparent in our dealing and work with various closing companies, so you can expect no hidden costs or fees. We will be sure that you are clear on all of your expenses prior to closing so that your closing day can be a day of celebration and not a day of frustration.
We look forward to being a pleasantry in your home-buying process and we are eager to work with you.